Legal
Effective Date: January 4, 2026
These Terms of Use (“Terms”) govern your access to and use of VestAI’s websites, applications, APIs, and related services (collectively, the “Services”). By accessing or using the Services, you agree to these Terms.
These Terms supersede and replace any prior versions of the Terms of Use.
Account
You must be at least 16 years of age (or the minimum age of digital consent in your country of residence, if lower) to register for an account and consent to data processing under the GDPR.
You represent that you have the legal capacity to enter into these Terms and that all information you provide is accurate and complete.
Use
Subject to these Terms, VestAI grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your lawful internal or personal purposes.
Prohibited Uses
Content
Your Content
You may provide inputs (including prompts, files, or other materials) to the Services (“Input”). You retain ownership of your Input, subject to any rights you grant under these Terms.
Output
The Services may generate outputs based on your Input (“Output”).
Ownership and Commercial Use
You may use Output for commercial purposes, subject to compliance with applicable law and these Terms. Where VestAI relies on third-party models or data sources, the use of certain Outputs may be subject to additional terms imposed by those providers. VestAI does not grant rights beyond those permitted under applicable third-party terms.
You are responsible for ensuring that your Input and your use of Output complies with applicable law and does not violate third-party rights.
Privacy
Our processing of personal data is described in our Privacy Policy. By using the Services, you acknowledge that VestAI may process personal data in accordance with applicable data protection laws.
International Transfers
Where we transfer personal data outside the European Economic Area, we rely on adequacy decisions or, where these are not available, appropriate safeguards such as the European Commission’s Standard Contractual Clauses.
Billing
Certain Services may require payment of fees. If you select a paid plan or paid features, you agree to pay all applicable fees and taxes.
Rights
VestAI and its licensors retain all rights, title, and interest in and to the Services, including all software, designs, trademarks, and proprietary technology, except as expressly granted in these Terms.
Trademark Use. You may not use VestAI’s names, logos, or trademarks without our prior written consent.
Risk
The Services are provided “as is” and “as available.” To the maximum extent permitted by law, VestAI disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Accuracy, Bias, and Verification
Output may contain inaccuracies or reflect biases inherent in AI models. You are solely responsible for verifying any Output before relying on it for decisions, including financial, legal, or other critical matters.
Human Responsibility and Limits on Reliance
AI-generated Outputs are provided for informational support only.
VestAI does not make decisions on behalf of users. Users remain solely responsible for evaluating Outputs, exercising independent judgment, and determining whether and how to act on any information provided. VestAI is designed to support informed decision-making, not to replace human responsibility or professional oversight.
Users acknowledge that AI-generated Outputs may be incomplete, probabilistic, or context-dependent, and should not be relied upon as the sole basis for decisions involving legal, financial, or other material consequences.
Governed Execution
VestAI operates using governed execution mechanisms intended to constrain Outputs within defined system and policy boundaries. These mechanisms are designed to promote consistency and accountability, but do not eliminate the possibility of error, omission, or unexpected behavior.
No Financial or Professional Advice
VestAI is not a bank, broker, investment advisor, fiduciary, legal advisor, tax advisor, or insurance provider. The Services and any Outputs are provided for informational and educational purposes only and do not constitute financial, investment, legal, or tax advice. You should not rely on Outputs as a substitute for professional advice, and you remain solely responsible for decisions made in reliance on the Services.
Limits
To the maximum extent permitted by law, VestAI will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill.
Aggregate Liability. VestAI’s aggregate liability for any claim will not exceed the greater of (a) the amount you paid in the 12 months preceding the claim, or (b) €100.
Responsibility
You agree to indemnify and hold VestAI, its officers, directors, employees, and agents harmless from and against any claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of your breach of these Terms or misuse of the Services.
Access
You may stop using the Services at any time. VestAI may suspend or terminate your access to the Services if you violate these Terms or if we reasonably believe termination is necessary to protect the Services, VestAI, or others.
Upon termination, VestAI may retain Content and personal data for a limited period where required by law or for legitimate business purposes, after which it will be deleted or anonymized.
Updates
We may update these Terms from time to time. For material changes, we will provide at least 30 days’ notice. If a change materially affects your rights, we may request your explicit consent before continued use of the Services.
Jurisdiction
These Terms are governed by the laws of the jurisdiction where VestAI’s registered office is located, without regard to conflict of laws rules, unless mandatory law provides otherwise.
Nothing in these Terms limits your rights under mandatory consumer protection laws of your country of residence.
General
Notices
We may provide notices via email or in-product messages. Your notices to VestAI must be sent to support@vestai.com and by postal mail to our registered office: Grigoriou Xenopoulou 4B, Agia Paraskevi, Germasogeia, 4049, Limmasol.
Force Majeure
VestAI is not liable for delays or failures caused by events beyond its reasonable control, including natural disasters, government actions, labor disputes, internet or telecommunications failures, or acts of God.